Bankruptcy

If your personal or business creditors are pressing for bankruptcy, or if you have already been made bankrupt, you are at risk of losing your home.

Once a creditor has applied to make you bankrupt by issuing a bankruptcy petition, the court will arrange a bankruptcy hearing - if you cannot clear your debt, or successfully challenge the petition, a bankruptcy order will be made.

An Official Receiver is then appointed to recover monies on behalf of the creditors - a legal charge will be placed on your home, and unless you can clear the debt, or come to a satisfactory arrangement, you risk your house being sold to pay off the bankruptcy debt.

The Repossession Helpline experts may be able to provide a solution to allow you to remain in your home - even if you have already been made bankrupt.

We can negotiate settlement with the Official Receiver to clear your liabilities in full, look to buy the property, allowing you to remain as a tenant, and possibly providing you with an option to buy the house back at a discounted price in the future. This solution allows you to get yourself 'back on your feet' and some breathing space to improve your credit rating, before stepping back onto the property ladder.

If you are faced with this situation, do not run the risk of losing your home.

All calls are free, and we make no charge for our service - you have nothing to lose, so please call our 24 Hour helpline to speak to one of our experts now.

 
 

 
 

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HX3 8QG
   
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